You may not consider yourself the kind of person who would
need to apply for a New
York bad credit car loan. If you’ve been getting turned down by lenders
lately, however, then this may be a sign that your credit isn’t quite as good
as you think it is. Lots of little things, such as late payments, can quickly
add up to a less than perfect score and can cause you to be stuck going the
applying for car loan with bad credit route. And, while there’s certainly
nothing wrong with that route, it’s important to be aware of your current
credit
Just as getting turned down for car loans is a sign of bad
credit, there are other signs to be mindful of as well. For example, you should
take notice if:
l You’re
getting turned down for credit cards
l You
regularly receive calls (even “friendly reminders”) from debt collectors
l You
require a co-signer for loans
l You
have trouble finding a place to live (buying or renting)
l You’re
being offered higher interest rates
l Your
credit cards are being closed
l One
or more accounts are being handled by a debt collection agency
Of course, you don’t have to go by just these signs alone.
At any time, you can access your credit report for free online. If that credit
report comes back less than perfect, then it’s time to do some cleaning up so
that you can reestablish your credit.
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