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| Wipe our Debt (Photo credit: Images_of_Money) |
You probably came to this page because you were trying to
find a Pennsylvania
bad credit car loan. And, while it’s certainly possible to get a car loan
with bad credit, that’s not the real root of your issue. The real root is that
you are likely in debt, and you likely need to get out of it as quickly as
possible.
Getting out of debt is not easy, but one simple strategy can
make it somewhat easier. Sit down and create a list--actually, two lists. One
list should include all of your financial assets, meaning all of the things you
have going for you financially speaking. Think of things that you could easily
sell to bring in cash money, of savings accounts, or anything else positive.
Then, make a list of your liabilities, or in simple terms,
the money you owe. Compare the assets and the liabilities, and, if you find you
owe more than you have, start working toward making that owed amount a little
bit smaller week by week. Each week, come up with a new strategy to reduce that
owed number, even if it’s just by a couple of dollars.
Not only will you see debt start to dwindle, but you’ll also
stay super aware and on top of your finances, and that- knowing what you’re
spending and choosing not to spend beyond your means- is what you’ll truly gain
from this strategy.
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